Practical Money Skills

Client: Visa


Update a decade-old financial literacy curriculum to reflect the economic reality students face today and in the future.


CarrotNewYork created an entirely-new comprehensive curriculum for high school classrooms designed to be relevant today, and for at least the next five years. Aligned to Common Core Standards, the lessons are student-centric and dynamic, promoting 21st-century skills and putting today and tomorrow’s economic picture into context.

Identity theft, sky-rocketing college tuition costs, and an uncertain job market — these are economic realities that didn’t exist ten years ago, and they provide an entirely new environment for “teachable moments.” The Practical Money Skills curriculum uses this backdrop to equip the spenders and savers of tomorrow with solid financial knowledge that will help them — and our economy — in the future.

A 187-page teacher’s guide contains 22 lessons, student worksheets, ideas for extended learning, and a glossary of need-to-know terms — all of which foster discovery-based learning and critical thinking skills. Educators can use this guide, and the companion website, in sequence or individually. Activities include deciphering pay stubs and taxes, weighing wants versus needs, understanding the “debt snowball,” and saving for a car. Both long-range and short-range planning and goal setting are elaborated upon.


Showcased at the White House: our robust curriculum was unveiled at the White House Summit on Financial Capability and Empowerment in May 2012

#2 on iTunes: Practical Money Skills at release was the second most popular download on the “Top Education Free Books” chart

Rated 5 Stars! The iBook has a 5-star customer rating on iTunes with rave reviews by educators

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